Critical Illness & Disability Insurance
Your ability to earn an income is your biggest asset. Protect it if illness or injury keeps you from working.
Critical Illness Insurance
Pays a tax-free lump sum if you are diagnosed with a covered serious illness such as cancer, heart attack or stroke (subject to policy terms and survival period).
- Cover treatment and recovery costs
- Replace lost income during recovery
- Pay the mortgage and bills while you heal
- Use the money however you choose
Disability Insurance
Pays a monthly income if an illness or injury stops you from working. Especially important if you are self-employed or your workplace coverage is limited.
- Monthly benefit to replace part of your income
- Options for self-employed and business owners
- Coverage for both illness and accidents
- Can top up group benefits from work
Did you know?
Serious illness is common
Many Canadians will face a serious illness in their lifetime — and many survive thanks to modern medicine. Recovery can take months.
Bills don’t stop
Your mortgage, car payment and groceries keep coming even when your paycheque doesn’t.
Group plans may not be enough
Workplace benefits often cover only part of your income and may end if you change jobs.
Ready to protect what matters most?
Get a free, no-obligation quote from a licensed advisor in Ontario or Alberta. It only takes a minute.
Disclaimer: The information on this website is for general educational purposes only and is not financial, tax, legal or investment advice. Insurance and segregated fund products are offered by licensed advisors in Ontario and Alberta and are subject to the terms, conditions, eligibility and underwriting of the issuing insurance company. Speak with a licensed advisor about your personal situation.